Frequently Asked Questions

1. File your FAFSA at fafsa.gov.
2. Continue to the NYS TAP application and complete.
3. Apply for the Excelsior Scholarship at www.hesc.ny.gov/excelsior.

What qualifies you for free college?

“A simple strategy to earn a free degree is to work a full-time job for a college or university that offers free tuition to its employees. Many schools offer jobs that don’t require a college degree, like research assistants, administrative assistants, custodians, grounds maintenance personnel, and others.

Who qualifies for the Excelsior scholarship?

You may be eligible for the Excelsior Scholarship, if you are an undergraduate who is a U.S. citizen or eligible noncitizen and reside in New York State for one year prior to enrollment and whose family’s adjusted gross income (as filed on your 2016 federal tax returns) does not exceed $110,000 and you complete thirty

Is it possible to go to college for free?

Attend a community college with a free tuition program There are many community colleges that now offer free tuition programs. For many states, you may have to graduate from a high school in the state and enroll full time to qualify for the free tuition program.

How can I go to college with no money and bad credit?

Consider federal and private loans It’s generally recommended you rely on federal loans first, which you become eligible for after completing the FAFSA. Federal loans are the easy answer to how to go to college with no money and/or bad credit. They don’t require a credit check.

What GPA do you need for Excelsior Scholarship?

Do I need a certain grade point average to get or to keep the Excelsior Scholarship? Award recipients need to earn a minimum of a 2.0 GPA to maintain their Excelsior Scholarship award provided they earn 30 credits over the course of a year.

How do you qualify for SUNY free tuition?

To meet eligibility requirements, an applicant must: have a combined federal adjusted gross income of $125,000 or less; be pursuing an undergraduate degree at a SUNY or CUNY college, (includes statutory colleges at Cornell University and Alfred University);

Do I have to pay back the Excelsior Scholarship?

If you received awards for four years and resided in NYS for three years, you will be required to repay one-fourth of the award as a no-interest loan. The Excelsior Scholarship will convert to a 10-year loan. Loans can be repaid early without penalty.

How do I pay for college if I have no money?

Here are seven ways to pay for college with no money:

1. Apply for scholarships.
2. Apply for financial aid and grants.
3. Negotiate with the college for more financial aid.
4. Get a work-study job.
5. Trim your expenses.
6. Take out federal student loans.
7. Consider private student loans.

Is Harvard FREE?

Most students whose families make less than $65,000 attended Harvard for free in the most recent academic year. The cost to attend Harvard is less than a state school for 90% of students. Harvard graduates with only an undergraduate degree can earn as much as $146,800 by mid-career.

Are SUNY schools free?

The Excelsior Scholarship, in combination with other aid programs, allows eligible full-time students to attend a SUNY or CUNY two-year or four-year college tuition-free.

How do poor students pay for college?

The most common for low income students is the Pell Grant, which offers up to $5,775 to eligible students for the 2015-2016 academic year. Another is the Federal Supplemental Educational Opportunity Grant, which provides between $100 and $4,000 per year.

How much does college cost for 4 years on average?

Average Cost of Tuition The average cost of attendance at any 4-year institution is $25,362. The average cost of tuition at any 4-year institution is $20,471. At public 4-year institutions, the average in-state tuition and required fees total $9,308 per year; out-of-state tuition and fees average $26,427.

Can I get a student loan with a 600 credit score?

While you can qualify for a mortgage or credit card with a 600 credit score, you likely won’t be eligible to refinance your student loans.